Personal Finance, Budgeting & Financial Wellness

## Learning outcomes - Explain essential concepts in financial services clearly. - Apply a simple workflow to a realistic situation. - Identify when to use authoritative guidance or seek qualified individual advice. ## Intended audience Individuals and households ## Reference materials - https://www.consumerfinance.gov/consumer-tools/budgeting/ - https://www.consumerfinance.gov/consumer-tools/credit-cards/ ## Final practical assessment Submit the four lesson exercises together with a 200–300 word explanation of the decisions and the records or assumptions used. Instructors should review the work; do not award an accredited qualification automatically. ## Important note Educational information only; not individualized tax, legal, investment, or accounting advice. Verify current requirements before acting. No accreditation, instructor, or qualification is asserted.

Course lessons and practical activities

Four self-paced lessons with examples, exercises, and knowledge checks.